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AI Life Underwriting

Analyze life insurance proposals using AI-assisted underwriting. Upload proposal documents, medical evidence, financial records, and KYC documents to generate a decision-ready underwriting recommendation.

Proposal summary
Enter the proposal details to see which documents are required.
Applicant
Policy
Non-medical limit (NML)

Enter the applicant's date of birth and the sum assured to check the limit.

Illustrative limits. To be confirmed with the insurer and Actuarial.

Proposal documents
Attach each document in its own slot · PDF, DOCX, PNG, JPG · 0 attached
Application
The signed proposal describing the applicant, plan and disclosures.
0 attached
Proposal / application form
Needed for all cases
Medical evidence
Examination, lab results and physician letters for the health assessment.
0 attached
Medical examination report
Needed above the non-medical limit
Laboratory reports
As triggered by the medical
Attending physician statement (APS)
One per disclosed condition
Financial documents
Proofs used to justify the sum assured and check existing cover.
0 attached
Income proof (ITR / salary)
For financial underwriting
Financial statements
Net worth and existing assets
Existing policy documents
In-force cover, for anti-selection
Identity and KYC
Age, identity and tax ID proofs.
0 attached
Identity proof (Passport / National ID)
KYC · government-issued ID and age proof
Tax / residence proof (PAN / SSN / Tax ID)
KYC · tax ID or proof of residence
Risk and other
Hazardous activities and any other supporting documents.
0 attached
Avocation questionnaire
For hazardous activities (aviation, diving, racing)
Other supporting documents
Anything not covered above
Test with synthetic data
Preview the underwriting workflow using generated sample proposal documents

Ready for a new proposal

Upload proposal, medical, financial or KYC documents above and generate a recommendation to see the underwriting analysis here.